Marco Polo Circles

Terms of Service

Last updated: December 9, 2025

Welcome to Marco Polo Circles. These Terms of Service ("Terms") are a legal agreement between you and Joya Communications Inc. DBA Marco Polo ("Marco Polo," "we," or "us") regarding your use of Marco Polo Circles ("Circles"). By using Circles, you agree to these Terms. If you don't agree, please don't use Circles.

1. What is Marco Polo Circles?

Marco Polo Circles is an online program that helps people connect and build genuine friendships through facilitated video groups on the Marco Polo app. We create groups, match participants, and provide guidance to help foster authentic connections.

2. Eligibility and Marco Polo App Requirement

To participate in Circles, you must:

  • Be at least 18 years old
  • Have an active Marco Polo app account
  • Maintain your Marco Polo app account throughout your participation in Circles

If you don't have a Marco Polo account, you can download the app and create one at the link we provide during onboarding. The Marco Polo app is a separate product, and your use of the Marco Polo app is governed by the Marco Polo Terms of Service and Privacy Policy.

3. Registration and Payment

When you register for Circles, you'll provide information about yourself to help us create meaningful matches. All information you provide must be accurate and truthful.

Payment terms, including pricing and billing, will be provided during registration. All fees are non-refundable except as described in Section 4.

4. Refunds

We want you to have a positive experience with Circles. If you're not satisfied, you may request a full refund by contacting us at support@circles.marcopolo.me.

5. How Circles Works

  • We create the groups and matches. We have full discretion in determining group composition and matching participants. While we work to create compatible groups, we cannot guarantee specific outcomes or friendships.
  • Groups are guided. Our guides facilitate connections and support your experience, but the quality of your experience depends significantly on your participation and the participation of other group members.
  • Program details may vary. The specific structure, timing, number of sessions, and format of Circles programs may vary and will be communicated to you prior to registration.

6. Your Responsibilities as a Participant

When you participate in Circles, you agree to:

  • Be committed. Participate actively and show up for your group sessions
  • Be respectful. Treat other participants, guides, and Marco Polo staff with kindness and respect
  • Be appropriate. Share content that is suitable for a group setting and follow the guidelines provided by your guide
  • Be genuine and open. Show up as yourself and come ready to connect—meaningful friendships start with authenticity and openness
  • Follow the rules. Comply with these Terms and any additional guidelines provided by your guide or on our Circles website

You may not:

  • Harass, bully, or behave inappropriately toward other participants or guides
  • Share content that is offensive, hateful, threatening, or otherwise inappropriate
  • Use Circles for commercial purposes or to solicit other participants
  • Misrepresent yourself or provide false information

7. We May Remove You from Circles

We reserve the right to remove you from Circles at any time, with or without notice, if you violate these Terms, behave inappropriately, or for any other reason we determine in our sole discretion. If we remove you for violating these Terms, you will not be entitled to receive a refund.

8. Privacy

Your privacy is important to us. Please review our Circles Privacy Policy to understand how we collect, use, and share your information.

9. No Guarantees

While we work hard to create a positive experience, we cannot guarantee that you will form friendships or achieve any particular outcome from participating in Circles. Your experience depends on many factors, including your own participation and the participation of others in your group.

THE CIRCLES PROGRAM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MARCO POLO WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING FROM YOUR USE OF CIRCLES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT WILL MARCO POLO'S TOTAL LIABILITY TO YOU EXCEED THE AMOUNT YOU PAID FOR CIRCLES.

11. Indemnification

You agree to indemnify, defend, and hold harmless Marco Polo and its employees, officers, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from your use of Circles or violation of these Terms.

12. Dispute Resolution

Mandatory, Bilateral Arbitration. YOU AND MARCO POLO AGREE THAT ANY DISPUTE, CONTROVERSY, OR CLAIM ARISING OUT OF, OR RELATING TO, THESE TERMS OR YOUR USE OF CIRCLES SHALL BE RESOLVED ONLY BY FINAL AND BINDING, BILATERAL ARBITRATION, except that each party retains the right to bring an individual action in small claims court and the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party's copyrights, trademarks, trade secrets, patents, or other intellectual property rights.

Arbitration Rules and Governing Law. The Federal Arbitration Act, 9 U.S.C. § 1, et seq. ("FAA"), applies to this agreement to arbitrate and governs all questions of whether a dispute is subject to arbitration. Unless you and Marco Polo agree otherwise in writing, the arbitration shall be administered by Judicial Arbitration and Mediation Services, Inc. ("JAMS"), pursuant to JAMS Streamlined Arbitration Rules and Procedures, as modified by this agreement. The arbitrator must honor the terms and limitations in these Terms and can award damages and relief, including any attorneys' fees authorized by law. YOU AGREE THAT, BY ENTERING INTO THESE TERMS, YOU AND MARCO POLO ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY AND THE RIGHT TO PARTICIPATE IN A CLASS ACTION.

No Class Arbitrations. THIS AGREEMENT SPECIFICALLY PRECLUDES CLASS ARBITRATIONS. RATHER, YOU AND MARCO POLO ARE ONLY ENTITLED TO PURSUE ARBITRATION ON AN INDIVIDUAL BASIS. FURTHER, AND UNLESS YOU AND MARCO POLO AGREE OTHERWISE IN WRITING, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE INDIVIDUAL PARTY'S CLAIMS WITH ANY OTHER PARTY'S CLAIMS, AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR COLLECTIVE PROCEEDING.

The Arbitrator's Decision. The arbitrator will render an award in accordance with JAMS Streamlined Rules. The arbitrator's decision will include the essential findings and conclusions upon which the arbitrator based the award. If you prevail in arbitration, you will be entitled to an award of attorneys' fees and expenses, to the extent provided under applicable law. Marco Polo will not seek, and hereby waives all rights Marco Polo may have under applicable law to recover attorneys' fees and expenses if Marco Polo prevails in arbitration, unless you assert a frivolous, unreasonable, or groundless claim, as determined by the arbitrator. The arbitrator's decision and award is final and binding (subject to the exceptions under the FAA), and judgment on the award may be entered in any court with jurisdiction.

Location & Fees. Unless you and Marco Polo agree otherwise in writing, the arbitration will take place in the county in which you reside. If you initiate an arbitration for claims arising from these Terms, you will be required to pay $250 of the fee required to initiate the arbitration and Marco Polo will pay any remaining JAMS Case Management Fees and all professional fees for the arbitrator's services. If Marco Polo initiates an arbitration for claims arising from these Terms, Marco Polo will pay all administrative fees and costs related to the arbitration, including all professional fees for the arbitrator's services.

13. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we'll notify you by email or through the Circles website. Your continued use of Circles after changes become effective means you accept the updated Terms.

14. General Legal Terms

  • Governing Law. These Terms are governed by the laws of California, without regard to conflict of laws principles.
  • Entire Agreement. These Terms, together with our Circles Privacy Policy, constitute the entire agreement between you and Marco Polo regarding Circles.
  • Severability. If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full effect.
  • No Waiver. Our failure to enforce any provision of these Terms does not waive our right to enforce it later.

15. Contact Us

Questions about these Terms? Contact us at support@circles.marcopolo.me.


Joya Communications Inc. DBA Marco Polo

2443 Fillmore St #380-5790

San Francisco, CA 94115